Pay Over Time Options

Two ways to "pay over time" for your 1st in Coffee purchase: Commercial Leasing & Financing with Bread for Individuals

Commercial Customers

1st in Coffee is pleased to offer a Lease to Own program from Direct Capital

We can combine grinders, accessories, and commercial espresso machines for lease together for one low monthly payment. Please call 800-709-8210 for help building a complete package that will suit your needs, or to learn more about our coffee equipment leasing, espresso machine rentals, and financing options. We can help you get the super & fully automatic espresso machines you need at a great price. Learn how you can rent espresso machines here.


1st in Coffee has no affiliation with Direct Capital, other than being one of our preferred vendors. Program is available to qualified commercial customers and not every business will qualify.

Consumer Financing - Pay over time with Bread

1. Consumer Financing - Pay over time for quality professional & commercial espresso machines with Bread.Subject to approval of credit application. Rates range from 5.99% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.

2. Checking your rate will not affect your credit score. There's no obligation to purchase when you pre-qualify for financing.

Pay Over Time is easy, simply add the items you wish to purchase to the cart and choose the monthly payment option at check out.

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