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Pay Over Time Options

Two ways to "pay over time" for your 1st in Coffee purchase: Commercial Leasing & Financing with Bread for Individuals

1) Commercial Customers - 1st in Coffee is pleased to offer a Lease to Own program from Direct Capital

We can combine machines, grinders, accessories together for one low monthly payment. Please call 800-709-8210 for help building a complete package that will suit your needs or to learn more about our coffee equipment leasing and financing options.


1st in Coffee has no affiliation with Direct Capital, other than being one of our preferred vendors. Program is available to qualified commercial customers and not every business will qualify.

2) Consumer Financing - Pay over time with Bread Financing 

1. The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 3 equal monthly payments of $333.33 to $350.13 per $1,000 borrowed. Your terms may vary and are subject to application. Bread loans are made by Cross River Bank, Member FDIC.

2. Checking your rate will not affect your credit score. There's no obligation to purchase when you pre-qualify for financing.

Pay Over Time is easy, simply add the items you wish to purchase to the cart and choose the monthly payment option at check out. Bread Financing